Our Mission
Interest Rate Today was created to provide accurate, up-to-date information about interest rates in a clear and accessible format. Whether you're a homebuyer tracking mortgage rates, an investor monitoring treasury yields, or simply curious about the Federal Reserve's decisions, we're here to help.
What We Offer
Our platform provides:
- Live Rate Tracking: Real-time updates on federal funds rates, mortgage rates, treasury yields, and more
- Historical Charts: Interactive TradingView charts to visualize rate trends over time
- Mortgage Calculator: Simple, powerful tools to estimate your monthly payments and total costs
- Market Overview: Stay informed about broader market movements affecting interest rates
- Educational Content: Clear explanations to help you understand what these rates mean for you
Why Interest Rates Matter
Interest rates affect nearly every aspect of the economy:
- For Homebuyers: Mortgage rates determine how much you'll pay for your home over time
- For Savers: Savings account and CD rates impact your return on deposits
- For Borrowers: Credit card and loan rates affect the cost of borrowing
- For Investors: Treasury yields and bond rates influence portfolio returns
- For Everyone: Federal Reserve decisions ripple through the entire economy
Our Approach
We believe financial information should be:
- Accessible: No jargon, no paywalls, no complexity—just the data you need
- Accurate: We source our data from reliable financial sources and update frequently
- Actionable: Tools like our mortgage calculator help you make informed decisions
- Transparent: We clearly indicate when rates were last updated and where data comes from
Built by ramlabs.eu
Interest Rate Today is developed and maintained by ramlabs.eu, a team passionate about creating useful financial tools and resources. We're committed to keeping this platform free, fast, and helpful for everyone.
Data Sources
Our rate data comes from a combination of sources:
- Federal Reserve Economic Data (FRED)
- U.S. Department of the Treasury
- Major financial institutions and market data providers
- TradingView for interactive charts and market data
Disclaimer
Interest Rate Today provides information for educational and informational purposes only. This is not financial advice. Interest rates shown may not reflect current market conditions or the rates you may qualify for. Always consult with a qualified financial professional before making financial decisions.
Contact Us
Have questions, suggestions, or feedback? We'd love to hear from you. Reach out to us at hello@ramlabs.eu.
Last updated: January 2026