Effective Date: January 1, 2026
Introduction
Interest Rate Today ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website interestratetoday.com.
Information We Collect
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device, including:
- Browser type and version
- Operating system
- IP address
- Pages visited and time spent on pages
- Referring website or source
- Device identifiers
Calculator Usage
When you use our mortgage calculator, all calculations are performed locally in your browser. We do not collect, store, or transmit the values you enter into the calculator.
Third-Party Services
We use third-party services that may collect information:
- TradingView: Provides interactive charts and market data widgets. TradingView may collect usage data according to their privacy policy.
- Analytics Services: We may use analytics tools to understand how visitors use our site and to improve our service.
How We Use Your Information
We use the information we collect to:
- Operate and maintain our website
- Improve user experience and site functionality
- Understand how visitors use our site
- Detect and prevent technical issues or security threats
- Comply with legal obligations
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to:
- Remember your preferences
- Analyze site traffic and usage patterns
- Improve site performance
You can control cookies through your browser settings. Note that disabling cookies may affect site functionality.
Third-Party Links
Our website may contain links to third-party websites (such as TradingView). We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.
Data Security
We implement reasonable security measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.
Children's Privacy
Our website is not intended for children under 13 years of age. We do not knowingly collect information from children under 13.
Your Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- Access to the personal information we hold about you
- Correction of inaccurate information
- Deletion of your information
- Objection to processing of your information
- Data portability
International Users
Our website is hosted in the United States. If you access our site from outside the U.S., your information may be transferred to, stored, and processed in the U.S. or other countries where data protection laws may differ from those in your country.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of changes by posting the new policy on this page and updating the "Effective Date" above. We encourage you to review this policy periodically.
Do Not Track Signals
Some browsers have a "Do Not Track" feature. Our website does not currently respond to "Do Not Track" signals.
California Privacy Rights
California residents may have additional rights under the California Consumer Privacy Act (CCPA). For more information or to exercise your rights, please contact us.
Contact Us
If you have questions or concerns about this Privacy Policy, please contact us at:
Email: privacy@ramlabs.eu
Website: ramlabs.eu
Last updated: January 1, 2026